28
Florida
~$30-38 per month
0 (in the last 10 years)
3 (speeding, in the last 3 years)

I'm 11 years older than you, and my wife and I share the same policy, so I don't imagine the numbers are going to help you any :roll:

 

19
Alabama
175-200/month (I don't know the exact figure)
2 tickets (neither on record)
1 accident (not my fault on older car)
2 comprehensive claims (not in car either time it happened)
Good student discount
Multi-line discount (our family's house insurance and life insurance is through the same company)

EDIT - I do have full coverage and a $500 deductible

 

30
Idaho
$33 (full coverage, $500 deductable)
none
one

Have fun getting hose'd by the ins. co. til your about 25.
Edit: That is for my spyder, the Bimmer is $30/month :mrgreen:

 

Insurance is the worst form of robbery on the planet. Only in today's world does insurance bump up their premiums for doing what they were supposed to do with the premium you were paying before. Ex. (not my exact situation, but illustrates the point):

Paying $100 per month for full coverage
Car hits me while I am NOT EVEN IN THE dman™ SPYDER
Pay $500 deductable for repair
Car repaired
(Here is the kicker)
Paying $150 per month for full coverage

Why in the world did my monthly go up? It wasn't my fault and I was paying for the service before it even happened. That is what insurance is, paying for an unforseen issue before it happens. Why oh why do I get stuck with jacked up premium for THEM DOING WHAT I WAS PAYING THEM FOR IN THE FIRST PLACE!?

rant over

 

37
South Carolina
$43/month (I'm helping pay for all the drunk idiots in the state)
$500 deductable IIRC
no accidents
1 speeding ticket, about 3 years ago

 

Nobody is including whether it's liability only, or comprehensive. I'd be paying $40 a month too if it were only liability coverage.

 

57
Washington State
$83.81/mo
0
0

Full Coverage. 100/300/50 for liability. Collision is ACV* less $500.00 deductible. Comp is ACV* less $50.00 ded. Plus in this state we have to pay for Personal Injury protection and Underinsured Motorists insurance.
*Actual Cash Value

 

21
CO
$205/MONTH FULL COVERAGE
0 ACCIDENTS
6 IN LAST 5 YEARS 2 ARE SPEEDING

 

Originally posted by aQuarius-26
21
CO
$205/MONTH FULL COVERAGE
0 ACCIDENTS
6 IN LAST 5 YEARS 2 ARE SPEEDING

what are the other tickets?

 

for all you youngy's, is this the price for you on it alone, not under parents?

20
Texas
a lil over $250 (sounds like im being ripped)
0 accident
1 speeding ticket within a year

any advice?

 

39
Oklahoma
$64 monthly
0 accidents
0 tickets

Full coverage
250/500/100
$1000 deductible

 

Originally posted by blingman
20
Texas
a lil over $250 (sounds like im being ripped)
0 accident
1 speeding ticket within a year

any advice?

Get a bicycle.

 

31/male
Pinellas County, FL
Clean record
$125 month
250/500 deducts
250/500/100 coverage

 

1

33 Years old

$48.00 per month, full coverage

No accidents last 5 years
NO tickets last 5 years

I share policy with my wife, she has 3 tickets in last 3 years..go figure..

 

how's about this for being ripped:

25 years old
good ol' New Jersey
$262/month
2 accidents in old MR2 (2nd one totaled it. i was rear ended in both. Yay for collection)
0 tickets

was wonderin' what others in NJ were paying as i've always felt mine was a bit high..too bad all I have is State Farm. Geico just moved in but their quote was higher than what i'm paying now. Obviously those "you could save 15% or more" commercials don't apply to me :?

 

now i'm getting screwed!!!!!!!!!!!!!

23
maryland
486/month
2 accidents (one my fault, one not)
3 tickets (2 speeding, 1 not, all 1 point each)

 

GOOD LORD! Go buy a BMW with payments like that!

You are singlehandedly paying for some part-time clerk's wages.

 

oh believe me i know, i've been paying that since jan. but i love my car and i kinda tried to sell it, but, that only lasted 2months and then i got the insurance figured into my budget, by putting in 10 hrs of overtime almost every week

. hopefully itll be cheaper now, i have to renew in jan.

just for the record, i was paying 187/month before state farm dropped me and i had go through maif.

 

have you tried a company like Geico or Progressive?

 

insurance

49
No moving yiolations in over 20 years, no accidents in over 20 years
Full coverage $250 deductable
Share with wife no moving violations or accidents in 20 years
Tied in with 2 cars, 1 pickup, house, boat, 2 bikes, personal umbrella, and 2 side businesses
$350 per year
Tieing everything together lowers them all. I put the insurance out for bids from 5 or 6 companies every 2 or 3 years.
Dave

 

20
Hawaii
100 / month
0 accidents on record
0 tickets on record

Statefarm: full coverage and 250 deducts collision & comp.

If I had to pay $150/mo. or more, I wouldn't be driving it. Car insurance is a rip.

 

33
Shropshire, UK
$115 / month
0 accidents
0 tickets

 

insurance

Insurance is a business. If they don't make money they go out of business. if they charge too much no one buys from them they go out of business. They have a large database to base their rates on. age, location sex, martial status,type of car, and probably a bunch more I wouldn't know. Put yourinsurance up for bid to a bunch of different companies. 75% of the bids will be within 10% of each other. At least thats been my experance over the last 20 years. Also check the ratings of the companys. It's online at a number of places.
If you ever have an accident without insurance and you're not rich you'll never get out from under the debt incured.
Dave

Sorry for the rant but I've had a family member have an accident between insurance coverage and it took almost 10 years for him to pay it off. He almost went bankrupt at 40years old. It took all his spare earnings for 10 years no vactions, no new car, no house, no new nothing.

 

30
virginia
169/mo
1 accident (my insurance was $75/mo prior to)
1 ticket in the past three years
full everything, highest coverage offered, $250 deductable

kev

 

My insurance is still higher than normal because I had my old pickup totaled IN MY DRIVEWAY! A drunk came off the road, crossed my whole yard and hit the back, spinning it around. The car went on to hit the house next door, just missing the gas and electric meters. No one claimed I was at fault, and the drunk was taken away in handcuffs, but I still have to pay more.

Insurance companies count claims for which you were at fault, and for which you were not separately, but they do count both.